Which investment in an IRA is permissible regarding coins?

Investing in an Individual Retirement Account (IRA) is subject to specific regulations regarding the types of assets that can be included. The correct answer, American Eagle gold coins, is permissible because these coins are considered "gold bullion" that meets the criteria set by the IRS for precious metals in retirement accounts. Specifically, the American Eagle coins are minted by the U.S. government and are recognized for their purity and value, making them suitable for investment in a self-directed IRA.

In contrast, gold bullion bars are not permissible because, while they may have intrinsic value, they do not meet the specific requirements regarding the types of coins or bullion that an IRA can hold. Additionally, not all foreign coins can be added to an IRA; only certain coins that meet the purity and grading standards are allowed. Lastly, collectible coins are generally not permitted in IRAs due to their speculative nature and potential value fluctuations; the IRS restricts IRA investments to more standardized forms of bullion and government-issued coins.